Getting into a motor vehicle accident is traumatic enough of an experience; it can become even more overwhelming when the at-fault driver gets away: a hit-and-run. Generally, injured victims in a car accident can seek compensation from the at-fault party's insurance company, but what can be done when the individual responsible for the accident drives off? In this blog, we'll explore the options injured parties can take to recover their losses and find the driver responsible!
Uninsured Motorist Insurance
In the event that the at-fault driver flees the scene and you have no identifiable information to share with local law enforcement, you may need to submit a claim with your own insurer to recoup damages. For cases of accidents caused by drivers who do not have car insurance or do not have enough coverage, victims can look into their uninsured/underinsured motorist coverage (UIM).
Uninsured Motorist Coverage provides financial compensation for injuries and losses inflicted by an uninsured driver. At the same time, Underinsured Motorist Coverage helps when the at-fault driver's policy limits are lower than the victim's total expenses. Every Colorado insurance provider must offer UIM protection unless a driver formally objects in writing. In hit-and-run scenarios, these coverage types may help make a claim.
Speaking with Witnesses
In addition to turning to your own insurance provider, you can also seek out the help of witnesses who saw the scene unfold. This is especially pertinent if you are able to get a description or license plate number for the at-fault driver's vehicle. It may be possible that other drivers on the road took note of the car and its driver and may be able to provide the useful information you can provide to the police.
Photographs of the Scene
If you are capable, take photographs of the scene immediately. Photographs may show evidence of who is at fault and what kind of damage was inflicted. This makes it easier for law enforcement to find the driver responsible, as well as giving your own insurance provider proof when filing a claim.
Dash Cams or Surveillance Footage
If you have a dash cam installed in your vehicle, review footage of the incident to see if you can spot the at-fault driver's car. Similarly, nearby businesses may have surveillance cameras that captured footage of both vehicles involved in the accident as it happened. Again, this can provide helpful evidence for law enforcement and insurance companies.
How a Denver, Colorado Car Accident Attorney Can Help
If you are injured in a hit-and-run accident and are having trouble collecting evidence or obtaining your rightful compensation, Boesen Law can help! Our attorneys have years of experience helping clients who have been injured in car accidents and can use our resources to help you get the compensation you deserve. Contact us today at (303) 327-9988 or via our online contact form to speak with an attorney. We look forward to helping you!